According to
US Today there’s a lot you can do to get the best mortgage rate out there. As a home buyer you need to do some housework and get things cleaned up at least when it comes to your credit score.
When you apply for your mortgage the lending institute reviews your FICO score […]

It may have been a long time coming but eventually the market saw mortgage applications become race and gender neutral. That meant it didn’t matter who you were, when it came to a mortgage you would qualify on the weight of your own merit relating to income and credit score.
In fact, such an achievement was […]

According to
Fox Business almost 44% of all home buyers believe that with a new president will come an improved real estate market. Many believe that a change in government is going to signal a change in the real estate market that’s been barely staying afloat in the past few years.
A recent survey […]

According to
Forbes.com congress has been busy making sure that the future never has the opportunity to reek such havoc on the housing market ever again in the future.
Paulson was busy convincing congress why the Fannie/Freddie rescue package needed to be passed. At the same time bank regulators wer busy acting on creating long […]

According to the Wall Street Journal mortgage insurers are busy tightening their belts and their standards when it comes to mortgage insurance, making it that much more difficult for potential home buyers.
It seems potential home owners are feeling the squeeze both by mortgage companies and mortgage insurers. It appears gone are the days where just […]

According to Fox Business this is the second week running where mortgage rates have fallen with the average 30 year mortgage sitting 6.48% and a 15 year mortgage sitting at 6.01%.
The 30 year fixed rate was sitting at 6.53% so you can see why this might be enticing if you were in the market […]

Today the Canadian Government made changes to the mortgage rules affecting Canada in an effort to avoid the same meltdown that the US has seen.
So what changes do Canadian mortgage seekers now face? Well according to the
Vancouver Sun, the federal government will no longer be guaranteeing 40 year mortgage or zero down mortgages. […]

Things they are a changing when it comes to mortgage lenders and mortgage financing. According to Reuters, Washington is about to make the most sweeping rule changes ever, setting up both consumer protection standards and guidelines especially targeting high cost mortgages.
Government officials as well as the chair of the Federal Reserve has recognized the destructive […]

What a perfect time to look at what a savvy entrepreneur can do for his or her financial future. Whether you’re in the US celebrating July 4th or in Canada and just finished celebrating July 1st. What better time to embrace what our countries are about and buy into the very affordable real estate market […]

According to Business Week mortgage applications are actually on the rise, a pleasant surprise from the trend that’s been occurring and the predicted numbers.
Refinancing increased by 4.7% while purchase volumes were up by 2.8%. What does this mean to you and should you even care? And should you start to feel warm and fuzzy […]